Eighty Percent of Small Claims and Small Claims Judgments Are Not Pursued
Small Claims Court » Eighty Percent of Small Claims and Small Claims Judgments Are Not Pursued
This is such a familiar story for so many Americans:
- Someone who doesn't pay
- You send them to court
- The court makes a decision in your favor
- You never receive any money that is owed to you.
Although the small claim court is set up to allow you to recover money, that doesn't mean that it isn't going to hard. Small claims court allows access to simple information on filing wage garnishments, liens, bank garnishments and other ways of recovering the money the small claims court awarded to you, but the information given to you is too generic. Therefore, we are left with only a few choices:
- Be defeated by your debtors (Never see your money again)
- Spend several weeks trying to figure out how to recover your judgment yourself
- Talk to an attorney and spend your hard earned money on a retainer plus hundreds per hour fees
- Hire a debt collection service
Although debt collection service isn't very difficult to learn once you learn the simple steps of using one, the process can be very easy and beneficial. You would suggest that judgment is awarded to you, they would make it easier for you to collect the funds that are owed to you.
Small Claims Courts offers information packets to you explaining debtors rights. Try to find out information from one of the court clerks how you find the debtors banking information or the process of garnishing the wages of the debtor, and you will find a familiar answer - 'we cannot offer legal advice'.
The easiest and fastest way to get all of the important contact information and other important facts about the debtor is a process called skip tracing. Part of this process involves finding credit report information on the debtor, and being a private investigator to put all of the pieces together. One of the obstacles a debt collector will run into is that most credit reporters won't let you pull a credit report on someone if you do not own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a collection agency service, they will recover your money with with no out-of-pocket fees, and absolutely no fees unless the money owed to you is recovered. Unlike lawyers who slap you with per hour fees, whether or not they are capable to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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